top of page
brainwave_graphic-1536x860_edited.png

Understanding the Cost of TMS

Two different treatment paths.
Two different ways cost is structured.

One of the most common questions we hear is:

“How much does TMS cost?”

The honest answer is that it depends on the type of treatment—and whether insurance is involved.

At New Chapter TMS, we offer both:

  • Standard (once-daily) TMS, which is often covered by insurance

  • Accelerated TMS, which is typically a cash-pay option

We’ll walk you through both so you can understand what to expect.

accel_timeline.webp

Option 1:
Standard TMS (Insurance-Based)

A structured, insurance-aligned approach

Standard TMS is delivered:

  • once per day

  • 5 days per week

  • typically over 6–8 weeks

For many patients, this is the most practical option because it often aligns with insurance coverage.

Option 2:
Accelerated TMS (Condensed Schedule)

A shorter treatment timeline, often structured as a bundled cost

Accelerated TMS is delivered in a more concentrated timeframe, rather than spread out over several weeks.

This may include:

  • one-week treatment formats

  • and, in select cases, one-day options

Because of how it is structured, accelerated TMS is often not covered by insurance and is typically offered as a cash-pay option.

Adolescent Treatment.jpg
NS_MDD_Treatment_LisaHCP-1000x0-c-default.webp
What patients typically pay

Out-of-pocket costs vary based on your specific insurance plan, but common scenarios include:

  • Copays per visit (often around $15–$25 per session)

  • $0 copay plans in some cases

  • Deductible-based plans, where patients may pay more upfront

  • Out-of-pocket maximums, which can range from approximately $1,000–$2,000 or more depending on the plan

Some plans treat TMS differently than standard outpatient services, and in some cases it may be partially or fully exempt from the deductible.

What we do differently

We do not expect you to figure this out on your own.

As soon as we receive your insurance information, we complete a full benefits investigation so you know:

  • what is covered

  • what your estimated out-of-pocket cost will be

  • and what to expect before starting treatment

No surprises.

What accelerated TMS costs

Accelerated TMS is usually offered as a bundled treatment rather than per-session billing.

At New Chapter TMS:

  • A one-week accelerated course is approximately $5,000

We will always review this in detail with you before making any decisions.

A key difference: time and trajectory

One of the most important differences between these two options is not just cost—it is timeline.

Standard TMS:

  • gradual improvement over several weeks

Accelerated TMS:

  • a more condensed treatment schedule

  • and for some patients, symptom improvement often begins sooner

Not every patient responds the same way, and faster is not always better.

But for some patients, the possibility of feeling better sooner, combined with a shorter overall schedule, can be an important factor in the decision.

Why some patients consider accelerated TMS

For many patients, the decision is not just about cost.

It is about what is realistically doable.

A standard TMS schedule requires:

  • daily appointments for several weeks

  • consistent availability

  • the ability to maintain that routine over time

Accelerated TMS shifts that commitment into a shorter, more concentrated window.

For patients with demanding schedules, travel, family responsibilities, or limited flexibility, that difference can matter.

A straightforward approach

We believe this should be a clear, honest conversation.

Some patients choose standard TMS because insurance makes it the most practical option.

Others choose accelerated treatment because a shorter timeline fits their life better—even when it is not covered.

Our role is not to push one path.It is to help you understand both—and decide what makes sense for you.

We are Unique

New Chapter TMS is a TMS-only clinic looking to provide clients with treatment that will augment their existing mental health care. We service the greater Spokane area including the Spokane Valley, Liberty Lake, Post Falls and Coeur d'Alene. All of our staff members have extensive training in various areas of behavioral healthcare and bring that experience to supporting clients through their course of TMS.

new chapter tms office

Why Choose New Chapter TMS

Dr Kiira Tietjen has worked extensively with children, teens, and adults who are struggling with acute and chronic mental illness. She and her husband, Will Normington, have seen how psychiatry treatment can be difficult to access and leave individuals short of their treatment goals. Ultimately this led the ownership duo to leave large healthcare systems in order to provide more personalized support to individuals struggling with mental illness.

Insurances accepted as of Jan 1, 2026:

  • Aetna

  • Asuris

  • Cigna

  • First Choice

  • PacificSource

  • Providence Health Plan

  • Wellfleet

  • Premera Blue Cross

  • Regence

  • Tricare/Triwest

  • United 

  • WA State Labor & Industries (L&I)

  • WA State Medicaid

    • Molina

    • Wellpoint

    • United

    • Community Health Plan of WA

    • Coordinated Care

  • Medicare

Aetna Logo
Aetna Logo
TRICARE_Logo_png-sml-300x150.png
Premera-Logo.png
ProvidenceHPlogo.png
PacificSource-logo.png
asuris-logo.png
wellpoint.png
UnitedHealthcare.png
molinaLogo-notag.png
wellfleet-corporate-horizontal-BH-company-300x57.webp
FCH_2019_Logo_Color-300x34-1.png
regence-logo-300x102.png
L&I logo.png
Foggy Forest Hills

No referral needed.

Coverage for TMS therapy depends on your individual insurance plan. New Chapter TMS will assist with insurance coordination and required documentation.

Payment Options

Textured White Surface

who we treat

Image by Zach Wear

Safety 

#1 TMS Provider for

adolescents in Spokane Wa

Image by Esther Ann

ADULTS

More effective in treating depression than medication

Image by Kyle Broad

Specialized Support

TMS is an FDA-cleared, non-invasive, drug-free treatment

Blue Materials

“Before TMS, I felt severely depressed and hopeless.

After treatment, my symptoms improved and I could complete daily tasks again.

 

Even incremental progress made a difference.”

Marble Surface

Before TMS, I struggled with depression and suicidal thoughts.

After treatment, my mood improved and those thoughts decreased. I developed a more positive outlook on life.

 

It was worth it.

Image by Drew Beamer

After years of medication changes and struggling with suicidal thoughts, I was skeptical anything new would help.

Within just a few treatments, my sleep improved dramatically and over time the darkness lifted.

 

TMS created lasting change in my life.

Textured Wood Surface
No Drugs
Non-invasive
No Waitlist
FDA-Cleared
No Referral
Covered by most insurances
3d9d15a5d5fe4a6f92777af3736c5a0e.png

Not sure which option fits best?

We’re happy to walk you through both standard and accelerated TMS, including expected costs based on your insurance and whether a condensed schedule might be appropriate.

bottom of page